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— Latest Posts
Why do mortgage pre-payment penalties rise as rates fall?
With fixed mortgage rates trending lower in recent weeks, some homeowners are wondering if breaking their mortgage could same them money.While lower rates can be tempting, prepayment...
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Alternative mortgage solutions: Creative solutions for those with unique financial situations
Applying for a mortgage can feel overwhelming, especially when your financial situation doesn't fit the traditional mould.Whether you're self-employed, have a challenging credit history, rely on...
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Should You Stay with Your Current Lender or Explore New Options When Your Mortgage Term Ends?
As your mortgage term comes to an end, one of the key decisions you’ll need to make is whether to stay with your current lender or explore new options. This process, known as a "mortgage switch," can...
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Understanding the costs of buying, selling, and refinancing a home in Canada
When you're buying, selling, or refinancing a home, closing costs are a part of the process you can’t escape—but you don’t have to be caught off guard by them either. Let’s break down what you need to...
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